Appraisal services for Park River and Walsh County homeowners

Here are the top 7 reasons why ND homeowners order from Prairie Appraisal Service, LLC:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
To challenge a ND property tax assessment
Remove PMI to lower their mortgage payments
Reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If real estate needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate in ND

Own a house in or near Park River, ND and need help determining the price of it?
Contact Prairie Appraisal Service, LLC.

We at Prairie Appraisal Service, LLC understand the individual needs of a consumer after appraisal services. Our customary business clients are used to the appraisal process and the standard documents we provide. As our client, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Prairie Appraisal Service, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value assessment than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. We are veterans in helping folks just like you rid themselves of undesirable PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if you live in an area that is declining or not appreciating as much as other properties nearby. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal report from Prairie Appraisal Service, LLC is your #1 weapon.

HELOC recently frozen?

Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. Prairie Appraisal Service, LLC can help you reinstate your home equity line of credit with efficient appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comps in question. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.